At Neem, financial wellness isn’t just about numbers—it’s about dignity, peace of mind, and the ability to move through life with confidence. That belief is coming to life for the full employee base of Union Fabrics, one of Pakistan’s leading vertically integrated textile manufacturers, who can now access their earned wages whenever they need them.

From spinning yarn to stitching world-class home textiles, Union Fabrics has long invested in its people—with modern tools, safer working conditions, and skills for growth. Now, through partnership with Neem Paymenow, they’re extending that empowerment to their employees’ financial lives.

Seamless access to earned salary—whenever it’s needed most

For the frontline workers who keep the looms running and shipments moving, unexpected expenses can throw things off balance. With Neem Paymenow, Union Fabrics employees can access a portion of their earned salary before payday—directly from their phones. No paperwork, no hidden fees, no stress.

Whether it is covering school fees, managing a medical emergency, or avoiding high-interest loans, our Shariah-compliant earned wage access solution helps employees meet their needs — aligned with Islamic principles.

Supporting people, not just processes

We know that meaningful technology adoption—especially among frontline workers who may have limited digital exposure—takes more than just providing access to  an app. That’s why our team conducted hands-on, on-site training sessions at Union Fabrics, guiding employees step-by-step in their local language. From app registration to accessing their wages, we ensured every user felt supported and confident from day one. By meeting people where they are, we are not only introducing a new financial service but also helping build digital confidence among a workforce that’s often underserved by tech.

And it doesn’t stop there. Within the Neem Paymenow app, employees also gain access to bite-sized financial education modules on key topics such as savings, budgeting, and fraud awareness, designed to help them build smarter money habits over time for a more secure financial future. 

Solving real operational challenges for Union Fabrics

Union Fabrics, like many large employers, are always facing a growing volume of payday advance requests. Handling these manually can be operationally very difficult and often stressful for both employees and HR. With  Neem Paymenow’s dedicated account management team, we worked hand-in-hand with Union Fabrics across every function—finance, legal, tech, and support—to ensure a smooth, compliant rollout.

A step forward—for the business and the people

Financial stress doesn’t clock out—and that’s why earned wage access is increasingly becoming the go-to solution for businesses looking to build a more engaged, resilient, and loyal workforce. It’s a simple truth: when you invest in people, performance follows.

With Neem Paymenow, this investment is already taking root across leading employers in Pakistan. From TCS, Knittex Garments , and Sana Safinaz to Union Fabrics and beyond, Neem Paymenow is embedded in the employee benefit programs of some of the country’s most trusted organisations—proving the tangible impact of earned wage access on both business outcomes and employee well-being. Together, we are making it easier for millions of salaried workers to achieve financial stability with dignity.

👉 Enable financial wellness for your workforce—at no cost!
Join the growing list of forward-thinking companies putting their people first with Neem Paymenow. Let’s talk: https://www.neem.io/neem-paymenow