Empower your employees with responsible earned wage access solution to ensure their financial freedom, everyday needs and plans for the future.
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Employees often resort to high-interest bank loans, expensive credit cards and borrowing money from friends and family between pay-checks due to unexpected expenses.
With Neem Paymenow, you can offer free financial wellness solution to your team: responsible access to already-earned wages when they need it most.
From implementation to launch, and beyond – our solution is completely free to offer.
It is a voluntary benefit and we fund 100% of the cash. You have nothing to lose.
A plug and play solution that can easily integrate with any payroll and HR systems.
Advances are not funded by your working capital and are underwritten by Neem Paymenow.
Empower your team with our financial wellness solution and witness happier, more resilient employees with a brighter financial future.
Knowing they can get paid before payday improves motivation and productivity and help manage unexpected expenses.
Save on hiring and onboarding costs by making sure the financial needs of employees are met.
Employees can withdraw only a portion of a salary, promoting responsible financial behaviour without overspending.
When the next emergency comes around, employees can instantly cash out their earned salary instead of having to rely on loans and other risky credit options.
The app is available in English and Roman Urdu, ensuring employees can easily access all features, from salary cash out to financial education, enhancing user experience and accessibility.
Employees get access to free in-app gamified financial education and planning resources, to learn the skills they need to stay afloat financially.
Employees also get access to value added services including in-app bill payments, debit card and in-app bank account opening - all designed with aim to support them on their financial journey.
Our user-friendly employer portal enables you to onboard employees, manage their access, track usage patterns, view comprehensive reports, and access more data in real-time.
Seamless integration with existing payroll systems to manage employee data, set salaries, automate payslips, and control advance limits.
Stay ahead with real-time analytics and KPIs. Monitor Neem Paymenow usage, track performance trends, and make data-driven decisions instantly.
Access detailed monthly financial & performance reports for payroll reconciliation ensuring accuracy and compliance with ease.
We take care of all the necessary regulatory requirements and manage sensitive financial data to ensure fully compliant platform and operations.
We provide Shariah-compliant earned wage solution, reflecting our commitment to transparency, ethics, and accessibility. Please click here to view the certificate.
We ensure GDPR compliance, giving employers full data control, transparency, and internationally certified on information security.
We make it easier for businesses of any size to launch their earned access solution faster with little to no added work for payroll teams.
Our partner success team handles everything for you, from compliance to technical integrations for successful roll-out.
All employee support is handled directly through us, no additional support from your team is needed.
Everything you need to onboard, launch and promote your EWA program, including product demos, marketing assets and more.
Find answers to commonly asked questions from operations, HR and leadership teams about offering.
Earned Wage Access (EWA), also popularly known as on-demand pay, is a way to provide people with access to their own wages soon after they earn them, rather than waiting for their employer to pay them 2 to 4 weeks later.
Yes, Neem Paymenow is fully Shariah-compliant. Please click here to view the certificate.
We do not lock our employer partners into any long-term contracts and can turn off access to our services with a simple 30-day notice.
Neem Paymenow is 100% FREE for employers and can be fully integrated with your current HR workflow and systems, so there is no need for any process change.
We provide comprehensive training and materials, including in-person and live sessions and online and print tutorials, to ensure your employees fully understand how to utilise Neem Paymenow.
We do not impact your company’s current payroll process at all; we work in coordination with your current schedule and workflow.
The owner and controller of the data are the company and each individual employee. Neem Paymenow is only the processor of the data. The company or employee may request deletion of the data at any point in time.
© 2023 Neem
© 2023 Neem
Neem is a fully licensed Non-Banking Finance Company (NBFC) by Securities and Exchange Commission of Pakistan to carry out and undertake Investment Finance Services (IFS). Neem’s banking services are powered by Branchless Banking partnership with JS Bank in Pakistan.
NBFC License No. SECP/LRD/75/NEPL/2022/54
